One of the questions I'm most often asked is , "Which is the best Insurance Company?" This question is asked in relation to insuring cars. In reality the quality of the car repair comes down to the Smash Repair Business that performs the work. However this can be influenced by the Insurance Company that may be directing a large volume of work to that business in exchange for a dicounted price structure. Whenever a discounted price structure exists there generally will be a reduction of quality in one form or another.Whether visible or not to the average person. So getting back to the original question, I recommend that if you a happy with a a certain Repair Shop or have been recommended to a certain Repair Shop by an individual,friend or work colleague then the smartest option you have is to ensure that it is that business that repairs your pride and joy.Give them the control to negotiate the proper way and right price to repair your vehicle. Always discuss with your Smash Shop the options that you have.They will be able to tell you what Insurance Company's would suit or benefit you the most as this can change from time to time. Currently there are 3 mayjor players in the the Car Insurance business, Allianz Suncorp-Metway IAG In Victoria some of the more recognisable names like AAMI,APIA,Just Cars,Shannons,Vero are under the Umbrella of Suncorp-Metway. NRMA,RACV, are under the Umbrella of IAG By no means is this a comprehensive and concise observation.